Morgan Keegan has been actively involved in the purchase and sale of government guaranteed loan products for over 20 years. We have continued to be an active pool assembler of government guaranteed loans since the loan pooling program began in 1984.
The universe that we cover includes not only SBA (Small Business Administration) 7(a) and 504 loans, but also USDA Rural Development/Business and Industry (United States Department of Agriculture), FSA (Farm Service Agency) loans and fixed-rate SBAP and SBIC securities.
As regulations and mandates evolve, we strive to provide unparalleled service and solutions to our customers involved in underwriting government guaranteed loan products. As a full service, national brokerage firm, and member of the National Association of Government Guaranteed Lenders (NAGGL), we have the depth and the credentials to help.
Selling SBA loans
- Ready source of liquidity
- Proceeds fund additional loans/operations
- Increased revenues with premium and servicing income
- Community Reinvestment Act (CRA) responsibilities
Investing in SBA Pools
- Full faith and credit of U.S. government
- Timely payment of principal and interest (P&I)
- 0% risk weighted
- 2(a) 7 eligible
- Subject to market and liquidity risk
