The complexities of today's financial environment have led many individuals and corporations to conclude that full-time, professional investment management is a necessary element of a successful investment plan.
Morgan Keegan’s Preferred Series of investment programs makes high-quality, full-time money management services available to all types of investors, regardless of whether you are investing your personal capital or acting in a fiduciary capacity.
The Wealth Management Services (WMS) Consulting Process
Investment planning provides the foundation for all aspects of your financial life. At Morgan Keegan, your financial advisor will guide you through a five-step consultative process that aims to determine the right mix of investments to help you achieve your long-term financial goals. Our consultative process steps include:
Discover — Your financial advisor works closely with you to understand your current financial situation and your financial goals. An Investment Policy Statement (IPS) is developed that identifies your investment objectives based on your risk tolerance, time horizon and tax considerations.
Analyze & Allocate —Your financial advisor analyzes your existing investments in relation to your goals and objectives and evaluates them for quality and appropriateness in executing your investment plan. A team of specialists helps to determine the optimal investment mix of equity, fixed income, cash and alternative investments to match your financial situation.
Recommend — Your financial advisor and Morgan Keegan specialists make specific investment selections for your portfolio. These selections include the types of investments that are most appropriate for your particular situation (annuities, mutual funds, money managers) as well as the individual investments within each type. Often times these selections are a combination of investments you currently hold and investments that meet Morgan Keegan analysts’ rigorous due diligence process.
Implement — Once you have agreed to these selections, your investment plan in motion by setting up the appropriate accounts and filling out the required paperwork.
Monitor/Review — The final step in the process seeks to answer the question, “Are my financial goals and objectives being met?” Your financial advisor monitors each part of your investment strategy not only relative to the appropriate indices, but most importantly, to your specific goals and objectives. As your financial situation changes the necessary adjustments to your portfolio are made to ensure that you stay on track to meet your goals.
The Benefits…
There are several important benefits that result from our consulting process, including:
- A comprehensive and disciplined investment program designed to meet your specific investment objectives.
- Professional investment managers, chosen from among the best firms in the country, to assist in implementing your plan.
- Ongoing evaluation towards your financial goals.
- Professional management of investment risk, giving you the potential for enhanced investment performance.
Whatever your financial goals may be, Morgan Keegan, the WMS Group and your financial advisor stand ready to provide you with the investment counseling and guidance that can help you achieve your financial goals.
