Finding the Money to Invest
If you are just getting started in your career, you may think that you don't have enough money to invest. This is a common sentiment, however many mutual funds accept as little as a $25 minimum investment. Just keep in mind that the earlier you start investing, the more earning potential you will have. Establishing a disciplined savings plan when you are young is important. Take advantage of any retirement savings plans, like a 401(k), which your employer may offer to you. Your employer also may allow you to make automatic withdrawals from your payroll check that can subsequently be invested as you instruct. If not, make it a priority to pay yourself money to invest each month when you pay other bills.
All investment products including mutual funds involve risk. Principal value and investment return will fluctuate, so an investor's shares/units, when redeemed, may be worth more or less than the original amount. A complete explanation of risks, charges and expenses may be found in the prospectus. Investors should carefully read and understand the information contained in the prospectus before investing or sending money.
